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They can tell you if any consumer complaints are on file about the firm you're considering doing business with.
Ask your state Attorney General if the company is required to be licensed to work in your state and, if so, whether it is.
Depending on the type of service, you might get advice on how to deal with your mounting bills or create a plan for repaying your creditors.
Before you do business with any debt relief service, check it out with your state Attorney General and local consumer protection agency.
Contact your creditors immediately if you’re having trouble making ends meet.
If you see default approaching, you may be better off selling the car yourself and paying off the debt: You'll avoid the added costs of repossession and a negative entry on your credit report.If you and your lender can’t work out a plan, contact a housing counseling agency.Some agencies limit their counseling services to homeowners with FHA mortgages, but many offer free help to any homeowner who’s having trouble making mortgage payments.Don’t wait until your accounts have been turned over to a debt collector.At that point, your creditors have given up on you.